Banking & Finance Law involves individuals and businesses in transactions with federal and state-chartered financial institutions -- including issues related to bank accounts, negotiable instruments, loans, interest rates, regulatory compliance, taxes, and more. Banking and finance law applies to those individuals and institutions that lend or borrow money. Lenders typically include banks, leasing companies, finance companies and other financial institutions. Borrowers are individuals, corporations, institutions or the government.
Gadsden is a city in and the county seat of Etowah County, northeastern Alabama, United States, approximately 60 miles northeast of Birmingham. It is the principal city of and is included in the Gadsden Metropolitan Statistical Area, which has a population of 103,459. As of the 2006 Census Bureau estimates, the population of the city is 37,291. It was at one time the state's second most important industrial center, trailing only Mobile. The two cities were important shipping centers: Gadsden for riverboats and Mobile for international trade. Up until the 1980s, Gadsden was almost totally dependent on heavy industry, including Goodyear Tire, and Republic Steel. After virtually crumbling in the 1970s and 1980s, Gadsden decided its best course of action was to stop being dependent on industry, and shedding its "company town" image. In 1991, Gadsden was awarded the honor of All-America City by the National Civic League, an award that honored the way Gadsden's citizens, government, businesses, and voluntary organizations work together to address critical local issues.