Banking & Finance Law involves individuals and businesses in transactions with federal and state-chartered financial institutions -- including issues related to bank accounts, negotiable instruments, loans, interest rates, regulatory compliance, taxes, and more. Banking and finance law applies to those individuals and institutions that lend or borrow money. Lenders typically include banks, leasing companies, finance companies and other financial institutions. Borrowers are individuals, corporations, institutions or the government.
Ragland is a town in St. Clair County, Alabama, United States southeast of Ashville. At the 2000 census the population was 1,918. It is part of the Birmingham-Hoover-Cullman Combined Statistical Area. An F4 tornado struck southwest from here at 10:55 in the morning on Palm Sunday March 27, 1994. The National Weather Service of Birmingham issued a tornado warning for northern Calhoun, southeastern Etowah, and southern Cherokee counties at 11:27. The tornado destroyed Piedmont's Goshen United Methodist Church twelve minutes later.