Banking & Finance Law involves individuals and businesses in transactions with federal and state-chartered financial institutions -- including issues related to bank accounts, negotiable instruments, loans, interest rates, regulatory compliance, taxes, and more. Banking and finance law applies to those individuals and institutions that lend or borrow money. Lenders typically include banks, leasing companies, finance companies and other financial institutions. Borrowers are individuals, corporations, institutions or the government.
Kotzebue is a city in Northwest Arctic Borough in the U.S. state of Alaska. According to 2005 Census Bureau estimates, the population of the city was 3,237. Kotzebue gets its name from the Kotzebue Sound, which was named after Otto von Kotzebue, who explored the sound while searching for the Northwest Passage in the service of Russia in 1818.