Banking & Finance Law involves individuals and businesses in transactions with federal and state-chartered financial institutions -- including issues related to bank accounts, negotiable instruments, loans, interest rates, regulatory compliance, taxes, and more. Banking and finance law applies to those individuals and institutions that lend or borrow money. Lenders typically include banks, leasing companies, finance companies and other financial institutions. Borrowers are individuals, corporations, institutions or the government.
Savoonga is a city in Nome Census Area, Alaska, one of two on St Lawrence Island in the Bering Sea. As of the 2000 census, Savoonga's population was 643. Savoonga was incorporated in 1969, and in 1971 became the joint owner with Gambell of the entire island. The local economy consists largely of subsistence hunting for walrus, seals, fish, and bowhead whales; the city calls itself the "Walrus Capital of the World". A dogsled mail service operated here until 1963.