Atwater is a city located along U.S. Route 99 in Merced County, California, United States. Atwater is located 8 miles (13 km) west-northwest of Merced, at an elevation of 151 feet (46 m). The population as of August 19, 2006 is 27,972.

What is banking and finance law?

Banking & Finance Law involves individuals and businesses in transactions with federal and state-chartered financial institutions -- including issues related to bank accounts, negotiable instruments, loans, interest rates, regulatory compliance, taxes, and more. Banking and finance law applies to those individuals and institutions that lend or borrow money. Lenders typically include banks, leasing companies, finance companies and other financial institutions. Borrowers are individuals, corporations, institutions or the government.