Banking & Finance Law involves individuals and businesses in transactions with federal and state-chartered financial institutions -- including issues related to bank accounts, negotiable instruments, loans, interest rates, regulatory compliance, taxes, and more. Banking and finance law applies to those individuals and institutions that lend or borrow money. Lenders typically include banks, leasing companies, finance companies and other financial institutions. Borrowers are individuals, corporations, institutions or the government.
Berry Creek (formerly, Berry Valley) is an unincorporated community about 12 miles (19 km) northeast of Oroville, California in hilly terrain at 1,995 feet (608 m) above mean sea level. The community is located along Oroville-Quincy Highway on the shore of Madrone Lake. The US Geological Survey shows coordinates of 39°38′43″N 121°24′12″W / 39.64528°N 121.40333°W / 39.64528; -121.40333 for the town. The community is home to Berry Creek Elementary School (K-8). Berry Creek is inside Area code 530 and wired phone numbers follow the format (530) 589-xxxx. The community's ZIP code is 95916, and is shared with the community of Brush Creek, (which is about four miles or six kilometers east on Oroville-Quincy Highway). There is a California Department of Forestry and Fire Protection fire station at an area called Harts Mill just south of the community. This is a historic name for a community once located at 39°37′25″N 121°26′08″W / 39.62361°N 121.43556°W / 39.62361; -121.43556. Harts Mill was probably a mining community named for a stamp mill. The USGS lists a variant name of Virginia Mill for the area.