Banking & Finance Law involves individuals and businesses in transactions with federal and state-chartered financial institutions -- including issues related to bank accounts, negotiable instruments, loans, interest rates, regulatory compliance, taxes, and more. Banking and finance law applies to those individuals and institutions that lend or borrow money. Lenders typically include banks, leasing companies, finance companies and other financial institutions. Borrowers are individuals, corporations, institutions or the government.
Capay (formerly Munchville and Langville) is an unincorporated community in Yolo County, California. It is located on Cache Creek 2 miles (3.2 km) west-northwest of Esparto, in the Capay Valley, in the northwestern part of the county. Capay's ZIP Code is 95607 and its area code 530. It lies at an elevation of 210 feet (64 m). The name Capay comes from the Southern Wintun Indian word for "stream".