Banking & Finance Law involves individuals and businesses in transactions with federal and state-chartered financial institutions -- including issues related to bank accounts, negotiable instruments, loans, interest rates, regulatory compliance, taxes, and more. Banking and finance law applies to those individuals and institutions that lend or borrow money. Lenders typically include banks, leasing companies, finance companies and other financial institutions. Borrowers are individuals, corporations, institutions or the government.
Challenge (formerly, Challenge Mills) is an unincorporated community in Yuba County, California. It is located on Dry Creek 30 miles (48 km) northeast of Marysville, at an elevation of 2595 feet (791 m). A post office opened at Challenge in 1895.