Banking & Finance Law involves individuals and businesses in transactions with federal and state-chartered financial institutions -- including issues related to bank accounts, negotiable instruments, loans, interest rates, regulatory compliance, taxes, and more. Banking and finance law applies to those individuals and institutions that lend or borrow money. Lenders typically include banks, leasing companies, finance companies and other financial institutions. Borrowers are individuals, corporations, institutions or the government.
Cool (formerly, Cave Valley) is a small unincorporated community in El Dorado County, California, about 70 miles from Sacramento, the state capital. Cool is at an elevation of 1532 feet (467 m). The population is about 2527, and the community is inside area code 530 with a ZIP code of 95614.