Banking & Finance Law involves individuals and businesses in transactions with federal and state-chartered financial institutions -- including issues related to bank accounts, negotiable instruments, loans, interest rates, regulatory compliance, taxes, and more. Banking and finance law applies to those individuals and institutions that lend or borrow money. Lenders typically include banks, leasing companies, finance companies and other financial institutions. Borrowers are individuals, corporations, institutions or the government.
Cotati is an incorporated city in Sonoma County, California, U.S.A. , located about 45 mi (70 km) north of San Francisco in the 101 corridor between Rohnert Park and Petaluma. Cotati's estimated 2006 population was 7,170, making it the smallest incorporated community in Sonoma County. Like all of Sonoma County, Cotati is included in both the San Francisco Bay Area and the Redwood Empire. Located in the Sonoma Coast AVA, Cotati can also be considered part of the Wine Country. E & J Gallo Winery operates a 400-acre (160 ha) vineyard called Two Rock Vineyard in the hills west of town. Cotati's hexagonal downtown plaza, one of only two hexagonal town layouts in the United States, is California Historical Landmark number 879. The other U.S. city with a hexagonal layout is Detroit, Michigan.