Banking & Finance Law involves individuals and businesses in transactions with federal and state-chartered financial institutions -- including issues related to bank accounts, negotiable instruments, loans, interest rates, regulatory compliance, taxes, and more. Banking and finance law applies to those individuals and institutions that lend or borrow money. Lenders typically include banks, leasing companies, finance companies and other financial institutions. Borrowers are individuals, corporations, institutions or the government.
Escondido is a city located in California, just north of the city of San Diego. The name means "hidden" in Spanish—it occupies a shallow valley ringed by rocky hills. Founded in 1888, it is one of the oldest cities in San Diego County. The city has an estimated population of 128,819. The city is known as Eskondiid in Diegueño. A nationwide study in 2005 ranked Escondido #11 out of 25 of the most conservative cities in America.