Banking & Finance Law involves individuals and businesses in transactions with federal and state-chartered financial institutions -- including issues related to bank accounts, negotiable instruments, loans, interest rates, regulatory compliance, taxes, and more. Banking and finance law applies to those individuals and institutions that lend or borrow money. Lenders typically include banks, leasing companies, finance companies and other financial institutions. Borrowers are individuals, corporations, institutions or the government.
Hacienda Heights is an unincorporated census-designated place in Los Angeles County, California, United States. As of the 2000 census, the community had a total population of 53,122. In 2003, voters were asked to decide whether the community should incorporate and become a city. Proponents argued that a new city would be able to better control development and provide increased police and fire service, while opponents argued that the new city would increase taxes and redevelop residential neighborhoods for revenue-generating businesses. Most of the prime commercial land had already been annexed by the City of Industry to escape taxes levied by the County on unincorporated areas. Ultimately the measure failed by about a 2-1 margin.