Banking & Finance Law involves individuals and businesses in transactions with federal and state-chartered financial institutions -- including issues related to bank accounts, negotiable instruments, loans, interest rates, regulatory compliance, taxes, and more. Banking and finance law applies to those individuals and institutions that lend or borrow money. Lenders typically include banks, leasing companies, finance companies and other financial institutions. Borrowers are individuals, corporations, institutions or the government.
Happy Camp is an unincorporated community in Siskiyou County, California in the United States. The town of Happy Camp "The Heart of the Klamath" is located on State Route 96, about 70 miles west of Interstate 5 and 100 miles northeast of Willow Creek. The town of O'Brien, Oregon is accessible from Happy Camp (which is nearly 40 miles away). The shortest route to Oregon, over the Grey Back pass, is a seasonal summer road and is not cleared or maintained in snowy conditions. Check with the Forest Service located in town on SR 96, for road closure information.