Banking & Finance Law involves individuals and businesses in transactions with federal and state-chartered financial institutions -- including issues related to bank accounts, negotiable instruments, loans, interest rates, regulatory compliance, taxes, and more. Banking and finance law applies to those individuals and institutions that lend or borrow money. Lenders typically include banks, leasing companies, finance companies and other financial institutions. Borrowers are individuals, corporations, institutions or the government.
Hesperia is a city that is part of San Bernardino County, California located in the Mojave Desert 15 miles (24 km) north of San Bernardino. The locals refer to the surrounding area as the High Desert. As of the 2000 census, the city had a total population of 62,582. In 2006, the Hesperia municipal government estimated the population at 80,000.