Banking & Finance Law involves individuals and businesses in transactions with federal and state-chartered financial institutions -- including issues related to bank accounts, negotiable instruments, loans, interest rates, regulatory compliance, taxes, and more. Banking and finance law applies to those individuals and institutions that lend or borrow money. Lenders typically include banks, leasing companies, finance companies and other financial institutions. Borrowers are individuals, corporations, institutions or the government.
Laguna Beach is a seaside resort and artist community located in southern Orange County, California, approximately 24 miles (39 km) southeast of the county seat of Santa Ana. Its population was 23,727 at the 2000 census. It is known for having some of the most beautiful beaches in southern California. The city is also known for its hotels, unique shops, restaurants, world famous art galleries, and art festivals. Several movies and TV shows have been filmed there.