Banking & Finance Law involves individuals and businesses in transactions with federal and state-chartered financial institutions -- including issues related to bank accounts, negotiable instruments, loans, interest rates, regulatory compliance, taxes, and more. Banking and finance law applies to those individuals and institutions that lend or borrow money. Lenders typically include banks, leasing companies, finance companies and other financial institutions. Borrowers are individuals, corporations, institutions or the government.
Lathrop is a city located in San Joaquin County, California. The population is currently 17,429 in 2008 Lathrop’s current population is nearly 17,469 and is expected to reach 20,000 by 2012, with a projected “build out” population of 70,000 in next 25 years. Lathrop's average high temperature in January is 54 °F (12 °C) and the average low in January is 38 °F (3 °C). In July, the average high temperature is 94 °F (34 °C) and the average low in July is 61 °F (16 °C). The City of Lathrop is located in Northern San Joaquin Valley at the intersection of I-5 and 120 Freeways. Lathrop is centrally located within a 30-minute commute of Tracy, Manteca, Stockton, Lodi, Modesto, Livermore and Pleasanton.