Banking & Finance Law involves individuals and businesses in transactions with federal and state-chartered financial institutions -- including issues related to bank accounts, negotiable instruments, loans, interest rates, regulatory compliance, taxes, and more. Banking and finance law applies to those individuals and institutions that lend or borrow money. Lenders typically include banks, leasing companies, finance companies and other financial institutions. Borrowers are individuals, corporations, institutions or the government.
Lotus (formerly, Marshall and Uniontown) is an unincorporated community in El Dorado County, California. It is located 1 mile (1.6 km) west of Coloma, at an elevation of 722 feet (220 m). The settlement was established in 1849 and named for James W. Marshall, discoverer of gold. In 1850, the name was changed to Uniontown to commemorate California's admission to the Union. The name was changed to Lotus with the arrival of the post office in 1881.