Banking & Finance Law involves individuals and businesses in transactions with federal and state-chartered financial institutions -- including issues related to bank accounts, negotiable instruments, loans, interest rates, regulatory compliance, taxes, and more. Banking and finance law applies to those individuals and institutions that lend or borrow money. Lenders typically include banks, leasing companies, finance companies and other financial institutions. Borrowers are individuals, corporations, institutions or the government.
Mono Hot Springs (formerly Lower Hot Springs and Lower Mineral Hot Springs) is an unincorporated community in Fresno County, California. It lies at an elevation of 6562 feet (2000 m). There are six separate hot springs here, the hottest is 112 °F (44.4 °C). The Mono Hot Springs post office was established in 1945.