Banking & Finance Law involves individuals and businesses in transactions with federal and state-chartered financial institutions -- including issues related to bank accounts, negotiable instruments, loans, interest rates, regulatory compliance, taxes, and more. Banking and finance law applies to those individuals and institutions that lend or borrow money. Lenders typically include banks, leasing companies, finance companies and other financial institutions. Borrowers are individuals, corporations, institutions or the government.
Mount Laguna is a small unincorporated community in San Diego County, California. It is located at 6,000 feet above sea level in a forest of Jeffrey pine, east of San Diego in the Laguna Mountains on the eastern edge of the Cleveland National Forest. The hamlet sits at the high point of a scenic drive on Sunrise Highway from Interstate 8 to Highway 79. Mount Laguna consists of a small general store, rustic lodge and cabins, local restaurant, rural post office, and campgrounds adjacent to the Pacific Crest Trail. The Laguna Mountain Recreation Area surrounds the village, and the visitor's center for the pine-covered area is located here. The mountain backcountry of San Diego County is high enough to receive snowfall in winter months, and the Mount Laguna region offers locally-unique winter recreation in the form of snow play, sledding, and cross country skiing for several days after larger storms. Although not officially counted, there are an estimated 80 citizens in Mount Laguna. The ZIP Code is 91948 and the community is inside area code 619.