Banking & Finance Law involves individuals and businesses in transactions with federal and state-chartered financial institutions -- including issues related to bank accounts, negotiable instruments, loans, interest rates, regulatory compliance, taxes, and more. Banking and finance law applies to those individuals and institutions that lend or borrow money. Lenders typically include banks, leasing companies, finance companies and other financial institutions. Borrowers are individuals, corporations, institutions or the government.
Nicolaus is an unincorporated town and area in Sutter County, California, USA, in the Yuba City Metropolitan Statistical Area. Nicolaus is located 38.903N, -121.576W at an elevation of 30 ft. It is named after Nicolaus Allgeier, local rancher. The town's former names included Nicolaus Ferry, and Nicolaus' Ranche.