Banking & Finance Law involves individuals and businesses in transactions with federal and state-chartered financial institutions -- including issues related to bank accounts, negotiable instruments, loans, interest rates, regulatory compliance, taxes, and more. Banking and finance law applies to those individuals and institutions that lend or borrow money. Lenders typically include banks, leasing companies, finance companies and other financial institutions. Borrowers are individuals, corporations, institutions or the government.
Novato is a city located in the North Bay region of the San Francisco Bay Area, in northern Marin County. Novato is located about 10 miles (16 km) north-northwest of San Rafael, at an elevation of 30 feet above sea level (nine meters). As of 2009, the State of California estimated the city population to be about 52,737. Novato is about 30 miles (48 km) north of San Francisco on U.S.-101.