Banking & Finance Law involves individuals and businesses in transactions with federal and state-chartered financial institutions -- including issues related to bank accounts, negotiable instruments, loans, interest rates, regulatory compliance, taxes, and more. Banking and finance law applies to those individuals and institutions that lend or borrow money. Lenders typically include banks, leasing companies, finance companies and other financial institutions. Borrowers are individuals, corporations, institutions or the government.
Oceanside is the third-largest city in San Diego County, California. The city has a population of about 179,681. Together with Carlsbad and Vista, it forms a tri-city area. The city is located just south of Camp Pendleton, the busiest military base in the United States. Oceanside has experienced dramatic growth since 1970, when its population was 45,000. Much of the city's area was developed into single-family home tracts during the 1970s and 1980s. Since the 1990s, increased commercial and industrial development have diversified Oceanside's economic base.