Banking & Finance Law involves individuals and businesses in transactions with federal and state-chartered financial institutions -- including issues related to bank accounts, negotiable instruments, loans, interest rates, regulatory compliance, taxes, and more. Banking and finance law applies to those individuals and institutions that lend or borrow money. Lenders typically include banks, leasing companies, finance companies and other financial institutions. Borrowers are individuals, corporations, institutions or the government.
Olema is an unincorporated community in Marin County, California. It is located on Olema Creek 2.25 miles (3.6 km) south-southeast of Point Reyes Station, at an elevation of 69 feet (21 m). Olema is along State Route 1 and on the eastern edge of the Point Reyes Peninsula in the western part of Marin County. "Olema" is Miwok for coyote. Olema was once thought to be the epicenter of the 1906 San Francisco earthquake due to the huge fault rifts still visible via a nearby hiking path. There are historical references to this in and around the town, including at shops and restaurants. However, more recent evidence suggests that a location near Daly City is more likely the epicenter. Olema also was the title subject of the late-1960s country-rock song, "Hippie from Olema", The Youngbloods' rejoinder to Merle Haggard's "Okie from Muskogee". The Olema post office opened in 1859, closed in 1860, and re-opened in 1864.