Banking & Finance Law involves individuals and businesses in transactions with federal and state-chartered financial institutions -- including issues related to bank accounts, negotiable instruments, loans, interest rates, regulatory compliance, taxes, and more. Banking and finance law applies to those individuals and institutions that lend or borrow money. Lenders typically include banks, leasing companies, finance companies and other financial institutions. Borrowers are individuals, corporations, institutions or the government.
Pacific Grove is a coastal town in Monterey County, California, USA, with a total population of 15,522 as of the 2000 census. Pacific Grove is located between Point Pinos and Monterey, at an elevation of 151 feet (46 m). Pacific Grove is known for its Victorian homes, Asilomar State Beach, its artistic legacy and the annual migration of the Monarch butterflies. The city is endowed with more Victorian houses per capita than anywhere else in America; some of them have been turned into bed and breakfast inns. The city is also known as the location of the Point Pinos Lighthouse, the oldest continuously-operating lighthouse on the West Coast, Pacific Grove Museum of Natural History, located in the historic downtown, and the Stowitts Museum & Library. It is also known as John Denver's place of death.