Banking & Finance Law involves individuals and businesses in transactions with federal and state-chartered financial institutions -- including issues related to bank accounts, negotiable instruments, loans, interest rates, regulatory compliance, taxes, and more. Banking and finance law applies to those individuals and institutions that lend or borrow money. Lenders typically include banks, leasing companies, finance companies and other financial institutions. Borrowers are individuals, corporations, institutions or the government.
Paynes Creek is an unincorporated town in Tehama County, California, 23 miles (37 km) east of Red Bluff with a population of about 450. Its ZIP code is 96075 and telephone prefixes follow, which is shared with the town of Dales, California, about 9 miles (14 km) to the west. The town is named for the eponymous watercourse Payne's Creek.