Banking & Finance Law involves individuals and businesses in transactions with federal and state-chartered financial institutions -- including issues related to bank accounts, negotiable instruments, loans, interest rates, regulatory compliance, taxes, and more. Banking and finance law applies to those individuals and institutions that lend or borrow money. Lenders typically include banks, leasing companies, finance companies and other financial institutions. Borrowers are individuals, corporations, institutions or the government.
Philo is an unincorporated community in Mendocino County, California. It is located 5.5 miles (9 km) northwest of Boonville, at an elevation of 331 feet (101 m). Philo is located in Anderson Valley in western Mendocino County. In the 2000 census, Philo had a population of 1,098. Situated along Indian Creek as it flows into the Navarro River, Philo is the home of KZYX, the local public radio station. Two small specialty lumber mills in Philo are all that remains of a once vigorous timber economy in Anderson Valley. Philo is the heart of the Anderson Valley wine region. (See Anderson Valley for a list of the region's winemakers. ) The first post office opened in 1888. The ZIP Code is 95466. The community is inside area code 707. Two versions of how Philo was named are current: first, that its founder Cornelius Prather named it after his favorite female cousin; second, that he named it for his former home at Philo, Illinois.