Banking & Finance Law involves individuals and businesses in transactions with federal and state-chartered financial institutions -- including issues related to bank accounts, negotiable instruments, loans, interest rates, regulatory compliance, taxes, and more. Banking and finance law applies to those individuals and institutions that lend or borrow money. Lenders typically include banks, leasing companies, finance companies and other financial institutions. Borrowers are individuals, corporations, institutions or the government.
Poway is a city located in San Diego County, California. Originally an unincorporated community in San Diego County, Poway officially became a city in December 1980. Even though Poway lies geographically in the middle of San Diego County, most consider its relative location as north county inland. Poway's rural roots gave rise to its slogan "The City in the Country. " As of the 2000 census the city had a population of 48,044. The ZIP code is 92064. Poway is located at 32°58′12″N 117°2′19″W / 32.97°N 117.03861°W / 32.97; -117.03861 (32.969895, -117.038479). which lies north of the City of San Diego and south of the City of Escondido. Some nearby communities of San Diego include Rancho Bernardo, Scripps Ranch, Rancho Penasquitos, and in the county to the east, the community of Ramona. According to the United States Census Bureau, the city has a total area of 101.9 km² (39.3 mi²). 101.6 km² (39.2 mi²) of it is land and 0.3 km² (0.1 mi²) of it (0.25%) is water.