Banking & Finance Law involves individuals and businesses in transactions with federal and state-chartered financial institutions -- including issues related to bank accounts, negotiable instruments, loans, interest rates, regulatory compliance, taxes, and more. Banking and finance law applies to those individuals and institutions that lend or borrow money. Lenders typically include banks, leasing companies, finance companies and other financial institutions. Borrowers are individuals, corporations, institutions or the government.
Santa Monica is a city in western Los Angeles County, California, USA. Situated on Santa Monica Bay, it is surrounded on three sides by the city of Los Angeles — Pacific Palisades on the northwest, Brentwood on the north, West Los Angeles on the northeast, Mar Vista on the east, and Venice on the southeast. The Census Bureau 2008 population estimate for Santa Monica is 87,664. Santa Monica is named for Saint Monica of Hippo because the area on which the city is now located was first visited by Spaniards on her feast day. In the skateboard and surfing communities, Santa Monica's Ocean Park neighborhood (and the neighboring section of Venice) is referred to as Dogtown. Because of its agreeable climate, Santa Monica had become a famed resort town by the early 20th century. The city has experienced a boom since the late 1980s through the revitalization of its downtown core with significant job growth and increased tourism.