Banking & Finance Law involves individuals and businesses in transactions with federal and state-chartered financial institutions -- including issues related to bank accounts, negotiable instruments, loans, interest rates, regulatory compliance, taxes, and more. Banking and finance law applies to those individuals and institutions that lend or borrow money. Lenders typically include banks, leasing companies, finance companies and other financial institutions. Borrowers are individuals, corporations, institutions or the government.
Santa Rosa is the county seat of Sonoma County, California, United States. As of January 1, 2008, the population of Santa Rosa was approximately 161,496 residents. Santa Rosa is the largest city in California's Wine Country and fifth largest city in the San Francisco Bay Area, after San Jose, San Francisco, Oakland, and Fremont. Santa Rosa's metropolitan statistical area has a population of 486,630, making it the 12th largest in California and the 105th largest in the United States.