Banking & Finance Law involves individuals and businesses in transactions with federal and state-chartered financial institutions -- including issues related to bank accounts, negotiable instruments, loans, interest rates, regulatory compliance, taxes, and more. Banking and finance law applies to those individuals and institutions that lend or borrow money. Lenders typically include banks, leasing companies, finance companies and other financial institutions. Borrowers are individuals, corporations, institutions or the government.
Sonoma is a historically significant city in Sonoma Valley, Sonoma County, California, USA, surrounding its historic town plaza, a remnant of the town's Spanish colonial past. Sonoma today is a center of wine industry for the Sonoma Valley AVA Appellation, as well as the home of the nationally recognized Sonoma Valley Film Festival. Sonoma's population was 9,128 as of the 2000 census. Sonoma was the capital of the short-lived California Republic.