Banking & Finance Law involves individuals and businesses in transactions with federal and state-chartered financial institutions -- including issues related to bank accounts, negotiable instruments, loans, interest rates, regulatory compliance, taxes, and more. Banking and finance law applies to those individuals and institutions that lend or borrow money. Lenders typically include banks, leasing companies, finance companies and other financial institutions. Borrowers are individuals, corporations, institutions or the government.
Stanford is a census-designated place (CDP) in Santa Clara County, California, United States. The population was 13,315 at the 2000 census. Stanford is an unincorporated area of Santa Clara County and is adjacent to the city of Palo Alto. Stanford, California is a valid postal address, and has its own post office and ZIP codes: 94305 (campus buildings) and 94309 (post-office boxes). A popular site to see/hike in Stanford is the Dish. The CDP of Stanford is mostly made up of Stanford University. Its resident population consists of the inhabitants of on-campus housing, including graduate student villages and the "Faculty Ghetto" of single-family homes owned by their faculty inhabitants but located on leased Stanford land. A residential neighborhood adjacent to the Stanford campus, College Terrace, featuring streets named after universities and colleges, including Oxford, Harvard, and Columbia, is not part of the Stanford CDP but of the city of Palo Alto.