Banking & Finance Law involves individuals and businesses in transactions with federal and state-chartered financial institutions -- including issues related to bank accounts, negotiable instruments, loans, interest rates, regulatory compliance, taxes, and more. Banking and finance law applies to those individuals and institutions that lend or borrow money. Lenders typically include banks, leasing companies, finance companies and other financial institutions. Borrowers are individuals, corporations, institutions or the government.
Thermal is a small unincorporated community located approximately 25 miles southeast of Palm Springs and about 9.5 miles north of the Salton Sea. Although one can find sunny skies most days, residents occasionally endure strong winds and sizzling summer temperatures well above 100 degrees Fahrenheit. The community's elevation is about one hundred twenty feet below mean sea level. It is inside area code 760 and is in ZIP Code 92274. It lies along the Yuma Subdivision of the Union Pacific Railroad. Area crops include citrus orchards, winter vegetables and date palms.