Banking & Finance Law involves individuals and businesses in transactions with federal and state-chartered financial institutions -- including issues related to bank accounts, negotiable instruments, loans, interest rates, regulatory compliance, taxes, and more. Banking and finance law applies to those individuals and institutions that lend or borrow money. Lenders typically include banks, leasing companies, finance companies and other financial institutions. Borrowers are individuals, corporations, institutions or the government.
West Point (formerly, Indian Gulch and Westpoint) is a census-designated place (CDP) in Calaveras County, California, in the United States. As of the 2000 census, the CDP population was 746. The town is registered as California Historical Landmark #268. There is an annual West Point Lumberjack Days festival in the community. Walton's Mountain Winery & Vineyard is West Point's First Winery that opened in 2006.