Banking & Finance Law involves individuals and businesses in transactions with federal and state-chartered financial institutions -- including issues related to bank accounts, negotiable instruments, loans, interest rates, regulatory compliance, taxes, and more. Banking and finance law applies to those individuals and institutions that lend or borrow money. Lenders typically include banks, leasing companies, finance companies and other financial institutions. Borrowers are individuals, corporations, institutions or the government.
Winterhaven (formerly, Karmack) is a census-designated place (CDP) in Imperial County, California, United States. Winterhaven is located 6.5 miles (10 km) east of Pilot Knob, The population was 529 at the 2000 census. It is part of the 'El Centro, California Metropolitan Statistical Area'. North of Interstate 8 and bordering Yuma, Arizona, the town is partly Quechan Indian reservation. The Colorado River is the town's eastern border.