Banking & Finance Law involves individuals and businesses in transactions with federal and state-chartered financial institutions -- including issues related to bank accounts, negotiable instruments, loans, interest rates, regulatory compliance, taxes, and more. Banking and finance law applies to those individuals and institutions that lend or borrow money. Lenders typically include banks, leasing companies, finance companies and other financial institutions. Borrowers are individuals, corporations, institutions or the government.
Darien is a town in Fairfield County, Connecticut, United States. A relatively small community on Connecticut's "Gold Coast," it is one of the most affluent towns in the United States. The population was 19,607 at the 2000 census. Situated between the small cities of Norwalk and Stamford, the town is a bedroom community with relatively few office buildings. Most workers commute to the adjacent cities, and many also work in New York City. Two Metro North railroad stations — Noroton Heights and Darien — link the town to Grand Central Terminal and the rest of the New Haven Line. Although Darien has an increasingly vibrant downtown, residents often shop at the big-box stores and chain stores in neighboring Norwalk and Stamford. For recreation, the town includes four small parks, two beaches on Long Island Sound, four country clubs, a hunt club, and two yacht clubs. With a median home price of approximately $1 million, Darien is one of the most expensive places to live in North America, and was rated one of the best places to live in America by CNN in 2005. The public library in Darien, the Darien Library, has consistently ranked in the top ten of its category in the HAPLR (Hennen's American Public Library Ratings) Index of libraries.