Banking & Finance Law involves individuals and businesses in transactions with federal and state-chartered financial institutions -- including issues related to bank accounts, negotiable instruments, loans, interest rates, regulatory compliance, taxes, and more. Banking and finance law applies to those individuals and institutions that lend or borrow money. Lenders typically include banks, leasing companies, finance companies and other financial institutions. Borrowers are individuals, corporations, institutions or the government.
Ybor City (EE-borh) is a historic neighborhood in Tampa, Florida located just northeast of downtown. It was founded in the 1880s by cigar manufacturers and was populated by thousands of immigrants, mainly from Spain, Cuba, and Italy. For the next 50 years, workers in Ybor City's cigar factories would roll millions of cigars annually. The neighborhood had features unique among contemporary immigrant communities in the southern United States, most notably its multi-ethnic and multi-racial population . A slow exodus out of the area accelerated after World War II, leading to a period of abandonment and decay. After decades of neglect, a portion of the original neighborhood was redeveloped into a popular night club and entertainment district. One of the five campuses of Hillsborough Community College is located there as well, HCC Ybor. The neighborhood has been designated as a National Historic Landmark District, and several structures in the area are listed in the National Register of Historic Places. In 2008, 7th Avenue, the main commercial thoroughfare in Ybor City, was recognized as one of the “10 Great Streets in America” by the American Planning Association .