Banking & Finance Law involves individuals and businesses in transactions with federal and state-chartered financial institutions -- including issues related to bank accounts, negotiable instruments, loans, interest rates, regulatory compliance, taxes, and more. Banking and finance law applies to those individuals and institutions that lend or borrow money. Lenders typically include banks, leasing companies, finance companies and other financial institutions. Borrowers are individuals, corporations, institutions or the government.
Appling is an unincorporated community in and the county seat of Columbia County, Georgia, United States. It is part of the Augusta, Georgia metropolitan area. Appling was formerly a city but, with the 1993 passage of legislation requiring cities to provide at least three municipal services, Appling was not able to remain incorporated. It was one of 187 inactive cities in Georgia that lost its charter on 1 June 1995. There was question as to whether it had ever been incorporated at all since it had no functioning corporate authorities. Columbia County government and judicial offices are in Evans, Georgia with the Columbia County Government Center, the Government Complex Addition, and the Columbia County Courthouse Annex all located there. Appling retains its status as county seat but all governmental functions are carried out in Evans.