Banking & Finance Law involves individuals and businesses in transactions with federal and state-chartered financial institutions -- including issues related to bank accounts, negotiable instruments, loans, interest rates, regulatory compliance, taxes, and more. Banking and finance law applies to those individuals and institutions that lend or borrow money. Lenders typically include banks, leasing companies, finance companies and other financial institutions. Borrowers are individuals, corporations, institutions or the government.
Athens-Clarke County is a unified city-county in Georgia, U.S. , in the northeastern part of the state. The University of Georgia is located in this college town and is responsible for the initial creation of Athens and its subsequent growth. In 1991, after a vote the preceding year, the original city abandoned its charter in order to form a unified government with Clarke County, referred to collectively as Athens-Clarke County. As of the 2000 census, the consolidated city-county (including all of Athens-Clarke County except Winterville and a part of Bogart) had a total population of 100,266. However, the most recent US Census estimate (2008) placed the population at 113,398. Athens-Clarke County is the fifth-largest city in Georgia and the principal city of the Athens-Clarke County, Georgia Metropolitan Statistical Area, which had a population of 189,264 as of the 2008 Census Bureau estimate.