Banking & Finance Law involves individuals and businesses in transactions with federal and state-chartered financial institutions -- including issues related to bank accounts, negotiable instruments, loans, interest rates, regulatory compliance, taxes, and more. Banking and finance law applies to those individuals and institutions that lend or borrow money. Lenders typically include banks, leasing companies, finance companies and other financial institutions. Borrowers are individuals, corporations, institutions or the government.
Kalāheo (literally, "the proud day" in Hawaiian) is a census-designated place (CDP) in Kauaʻi County, island of Kauaʻi, Hawaiʻi, United States. The population was 3,913 at the 2000 census. The National Tropical Botanical Garden is located in Kalāheo.