Banking & Finance Law involves individuals and businesses in transactions with federal and state-chartered financial institutions -- including issues related to bank accounts, negotiable instruments, loans, interest rates, regulatory compliance, taxes, and more. Banking and finance law applies to those individuals and institutions that lend or borrow money. Lenders typically include banks, leasing companies, finance companies and other financial institutions. Borrowers are individuals, corporations, institutions or the government.
Kalaupapa is a small unincorporated community on the island of Molokai in the U.S. state of Hawaii, within Kalawao County. The village is located on the Kalaupapa peninsula at the base of the highest sea cliffs in the world, dropping about 3,315 feet (1,010 m) into the Pacific Ocean.