Banking & Finance Law involves individuals and businesses in transactions with federal and state-chartered financial institutions -- including issues related to bank accounts, negotiable instruments, loans, interest rates, regulatory compliance, taxes, and more. Banking and finance law applies to those individuals and institutions that lend or borrow money. Lenders typically include banks, leasing companies, finance companies and other financial institutions. Borrowers are individuals, corporations, institutions or the government.
Kealia (literally, "the salt encrustation" in Hawaiian) is an unincorporated community on the island of Kauai in Kauai County, Hawaii, United States. Its elevation is 16 feet (5 m). The Board on Geographic Names officially designated it "Kealia" in 1914. Although it is unincorporated, it has a post office, with the ZIP code of 96751.