Banking & Finance Law involves individuals and businesses in transactions with federal and state-chartered financial institutions -- including issues related to bank accounts, negotiable instruments, loans, interest rates, regulatory compliance, taxes, and more. Banking and finance law applies to those individuals and institutions that lend or borrow money. Lenders typically include banks, leasing companies, finance companies and other financial institutions. Borrowers are individuals, corporations, institutions or the government.
Fernwood is a small unincorporated town in the southeastern corner of Benewah County, Idaho, United States, located just to the east of State Highway 3. The city shares a K-8 school with the communities of Clarkia, Santa and Emida. All students attend high school in St. Maries. The 2000 census recorded a population of 684 with an average household income of $27,578. The median age in the tabulation area is 41.2 and the average household size is 2.51.