Banking & Finance Law involves individuals and businesses in transactions with federal and state-chartered financial institutions -- including issues related to bank accounts, negotiable instruments, loans, interest rates, regulatory compliance, taxes, and more. Banking and finance law applies to those individuals and institutions that lend or borrow money. Lenders typically include banks, leasing companies, finance companies and other financial institutions. Borrowers are individuals, corporations, institutions or the government.
Grafton is the oldest city in Jersey County, Illinois, United States. It is located near the confluence of the Illinois and Mississippi Rivers. The population was 609 at the 2000 census, and the population was 725 in the 2008 official US Census estimate. Prior to the Great Flood of 1993, Grafton had enjoyed a stable population of nearly 1,000 residents. The city's current mayor is Tom Thompson. Grafton is a part of the Metro-East region and the St. Louis Metropolitan Statistical Area.