Banking & Finance Law involves individuals and businesses in transactions with federal and state-chartered financial institutions -- including issues related to bank accounts, negotiable instruments, loans, interest rates, regulatory compliance, taxes, and more. Banking and finance law applies to those individuals and institutions that lend or borrow money. Lenders typically include banks, leasing companies, finance companies and other financial institutions. Borrowers are individuals, corporations, institutions or the government.
Ringwood is a village in McHenry County, Illinois, United States. The Ringwood post office was established in the early 1900s to provide post office boxes for local industrial firms and residents located on the far northern edge of McHenry. In the late 1980s, Johnsburg, which has no post office, annexed major portions of unincorporated McHenry County. Ringwood was incorporated as a village on 15 November 1994 in an attempt to maintain its small-town environment. The population was 471 at the 2000 census.