Banking & Finance Law involves individuals and businesses in transactions with federal and state-chartered financial institutions -- including issues related to bank accounts, negotiable instruments, loans, interest rates, regulatory compliance, taxes, and more. Banking and finance law applies to those individuals and institutions that lend or borrow money. Lenders typically include banks, leasing companies, finance companies and other financial institutions. Borrowers are individuals, corporations, institutions or the government.
Vandalia is a city in Fayette County, Illinois, 69 miles (111 km) northeast of St. Louis, on the Kaskaskia River. In 1900, 2,665 people lived in Vandalia; in 1910, 2,974; and in 1940, 5,288. The population was 6,975 at the 2000 Census. It is the county seat of Fayette County, the home of the Vandalia State House State Historic Site (1836), and was a terminus of the National Road. In 1819, it was decided to move the state capital from Kaskaskia to Vandalia. Since 1839, Springfield has been the capital.