Banking & Finance Law involves individuals and businesses in transactions with federal and state-chartered financial institutions -- including issues related to bank accounts, negotiable instruments, loans, interest rates, regulatory compliance, taxes, and more. Banking and finance law applies to those individuals and institutions that lend or borrow money. Lenders typically include banks, leasing companies, finance companies and other financial institutions. Borrowers are individuals, corporations, institutions or the government.
Gifford is an unincorporated community in southeastern Hardin County, Iowa, United States. It lies along local roads south of the city of Eldora, the county seat of Hardin County. Its elevation is 945 feet (288 m). Gifford's post office was established on 9 November 1875 and discontinued on 28 February 1907. Although the post office was reopened on 17 February 1908, it was again discontinued on 31 October 1954 and attached to the Union post office. Although its post office is gone, Gifford has its own ZIP Code, 52059, even though the ZIP Code system was not implemented until nearly nine years after Gifford's post office was attached to Union's.