Banking & Finance Law involves individuals and businesses in transactions with federal and state-chartered financial institutions -- including issues related to bank accounts, negotiable instruments, loans, interest rates, regulatory compliance, taxes, and more. Banking and finance law applies to those individuals and institutions that lend or borrow money. Lenders typically include banks, leasing companies, finance companies and other financial institutions. Borrowers are individuals, corporations, institutions or the government.
Berea is a city in Madison County, Kentucky, United States. The population was 9,851 at the 2000 census, a 2008 estimate put the population at 14,431. It is the fastest growing town in Kentucky and one of the fastest growing in the nation, having increased by 43.4% since 2000. Its most prominent institution is Berea College, which owns a substantial percentage of the city's land. Due to the high number of arts and crafts produced, Berea is a tourist attraction. It hosts several Crafts Festivals throughout the year. Berea also hosts a Spoonbread Festival in mid-September, which features a cornmeal bread traditionally served with a wooden spoon. Berea is a principal city of the Richmond–Berea Micropolitan Statistical Area, which includes Madison and Rockcastle counties.