Banking & Finance Law involves individuals and businesses in transactions with federal and state-chartered financial institutions -- including issues related to bank accounts, negotiable instruments, loans, interest rates, regulatory compliance, taxes, and more. Banking and finance law applies to those individuals and institutions that lend or borrow money. Lenders typically include banks, leasing companies, finance companies and other financial institutions. Borrowers are individuals, corporations, institutions or the government.
Scotland, in St. Mary's County, Maryland, is a small town near the southernmost end of the state, on the western shore of the Chesapeake Bay. There is a boys' summer camp, operated by a police department. Nearby are the tiny town of Ridge and Point Lookout beach, the former site of a Civil War prison camp.