Banking & Finance Law involves individuals and businesses in transactions with federal and state-chartered financial institutions -- including issues related to bank accounts, negotiable instruments, loans, interest rates, regulatory compliance, taxes, and more. Banking and finance law applies to those individuals and institutions that lend or borrow money. Lenders typically include banks, leasing companies, finance companies and other financial institutions. Borrowers are individuals, corporations, institutions or the government.
Harvard is a town in Worcester County, Massachusetts, United States. A farming community settled in 1658 and incorporated in 1732, it has been home to several non-traditional communities, such as Harvard Shaker Village and the utopian Transcendentalist center Fruitlands. Today it is an affluent residential town noted for its excellent public schools (Its students consistently ranking in the state's top ten test results in English and Math). The population was 5,981 at the 2000 census.