Banking & Finance Law involves individuals and businesses in transactions with federal and state-chartered financial institutions -- including issues related to bank accounts, negotiable instruments, loans, interest rates, regulatory compliance, taxes, and more. Banking and finance law applies to those individuals and institutions that lend or borrow money. Lenders typically include banks, leasing companies, finance companies and other financial institutions. Borrowers are individuals, corporations, institutions or the government.
Newburyport is a small coastal city in Essex County, Massachusetts, United States, 28 miles (61 km) northeast of Boston. The population was 19,189 at the 2000 census. An historic seaport with a vibrant tourism industry, Newburyport includes part of Plum Island. The mooring, winter storage and maintenance of recreational boats, motor and sail, still contribute a large part of the city's income. A coast guard station keeps a watchful eye on boating activity, especially in the swift tidal currents of the Merrimack River. At the edge of Newbury Marshes, delineating Newburyport to the south, an industrial park provides a wide range of jobs. Newburyport is on a major north-south highway, Interstate 95. The outer circumferential highway of Boston, Interstate 495, passes nearby in Amesbury. A colonial road, the Newburyport Turnpike (U. S. Route 1), still traverses Newburyport on its way north. The commuter rail line to Boston ends in a new station at Newburyport. The earlier Boston and Maine Railroad leading further north was discontinued.